HOME LOANS • REFINANCE • INVESTMENT • PERSONAL & ASSET FINANCE

Making finance simple,
whatever your
next move.

Whether you're buying your first home, refinancing, investing, building, or looking for personal or asset finance, I'll help you navigate the lending process with clear advice, personalised solutions and support every step of the way.

Let's get started Calculate Borrowing Power
Access to 40+ lenders Personalised lending advice Support from application to settlement
Janice Cheong
How I Can Help

Your property journey starts here.

Whether you're buying your first home, upgrading, investing or refinancing, I'll help you find the right loan and guide you through every step.

01

First Home Buyers

Buying your first home doesn't have to be overwhelming. I'll guide you from planning and pre-approval right through to settlement.

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02

Refinancing

Whether you're looking to reduce repayments or unlock equity, let's review your current loan and explore better options.

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03

Investment Loans

Build your property portfolio with lending strategies tailored to your long-term investment goals.

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04

Construction Loans

Building your dream home? I'll guide you through the construction loan process from start to finish.

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05

Car & Asset Finance

Competitive finance solutions for cars, equipment and other personal or business assets.

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06

Personal Loans

Whether you're planning a renovation, consolidating debt or funding life's next big purchase, I'll help you find a personal loan that suits your needs and budget.

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WHY CHOOSE LOAN LOCATION

Finance advice that's tailored to you.

Every home loan journey is different. That's why I take the time to understand your goals, explain your options clearly and support you from our first conversation through to settlement—and beyond.

01

Personalised Advice

No two clients are the same. Every recommendation is tailored to your goals, circumstances and future plans.

02

40+ Lenders

Access a wide panel of Australia's leading lenders, giving you more choice than walking into a single bank.

03

Support Every Step

From pre-approval through to settlement, I'll keep you informed and make the process as smooth as possible.

04

Long-Term Relationships

My support doesn't stop once your loan settles. I'm here whenever your goals or circumstances change.

YOUR HOME BUYING JOURNEY

We'll guide you every step of the way.

Buying a home doesn't have to feel complicated. Here's what working together looks like from our very first conversation through to settlement.

1

Let's Talk

We'll discuss your goals, answer your questions and understand your situation.

2

Explore Your Options

I'll compare suitable lenders and recommend a loan that fits your needs.

3

Submit Your Application

I'll prepare and manage your application, keeping you updated along the way.

4

Loan Approval

Once approved, I'll coordinate with your lender, conveyancer and real estate agent.

5

Collect Your Keys

Settlement day arrives! Then I'll continue reviewing your loan as your needs change.

CLIENT REVIEWS

Kind words from happy customers.

Helping clients achieve their property goals is the best part of what I do. Here's what some of them have to say about their experience working with Loan Location.

FAQ

Questions I Get Asked All the Time

Buying a home can feel overwhelming, especially if it's your first time. Here are a few of the questions I'm asked most often.

The deposit required depends on your circumstances and the type of loan you're applying for. Some buyers may be eligible to purchase with as little as a 5% deposit through government schemes, while others may choose to contribute more.

Your borrowing capacity depends on your income, expenses, existing debts and overall financial situation. I can help you understand your borrowing power before you start house hunting.

For most residential home loans, my services are provided at no cost to you because I'm paid by the lender after settlement. If a fee ever applies, I'll always let you know upfront.

Absolutely. In fact, it's one of the best times to reach out. Understanding your borrowing power and getting pre-approval can make your property search much more confident and less stressful.

Timeframes vary between lenders, but I'll keep you informed throughout the process and work to achieve the quickest possible outcome.

Let's make your property goals a reality.

Whether you're buying your first home, refinancing or planning your next move, I'm here to help you feel confident every step of the way. I'd love to be part of your journey.

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No pressure. No obligation. Just honest advice tailored to your goals.

DISCLAIMER STATEMENT

This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders terms and conditions, fees and charges and eligibility criteria apply.