Mortgage advice
that genuinely puts you first
Melbourne’s Trusted Mortgage Broker – 5.0★ Rated
WHO I HELP
You don’t have to figure this out alone
I work with clients who want clear advice, genuine support, and someone in their corner — including:
First home buyers who want guidance from start to finishSelf-employed borrowers with complex income
Growing families planning their next move
Homeowners looking to refinance or restructure
Clients needing car or personal loans to support cashflow
If you’re unsure where you fit, that’s okay — we can work it out together.
COMMON PROBLEMS & FEARS
If this sounds like you, you’re not alone
Many of my clients come to me feeling unsure or stuck because:
The bank said no — and didn’t really explain why
They’re scared of borrowing too much (or not enough)
They don’t understand lender jargon or fine print
They’re worried about making the wrong decision
They want reassurance before committing
My role is to slow things down, explain your options clearly, and help you move forward with confidence.
HOW I HELP (THE PROCESS)
A calm, clear process — without the pressure
Here’s how I support you every step of the way:
We talk through your situation and goalsI assess suitable options across a wide range of lenders
I explain everything clearly before you commit
I guide you through settlement — and stay in touch after
You’ll always know where things are at, and you’ll never be rushed into a decision.
WHY WORK WITH JANICE
A different kind of broker relationship
What matters to me is not just getting your loan approved — it’s making sure it continues to work for you as life changes.
Clients work with me because:
I genuinely care about long-term outcomes
I don’t disappear after settlement
I take the time to explain things properly
I act in your best interests — always
I value relationships over transactions
My goal is to be the broker you remember years later, not just at settlement.
Let's hear from my clients
LET'S TALK - NO PRESSURE
If you’re feeling unsure about your next step, that’s completely okay.
We can have a conversation, go through your options, and see what makes sense for you.
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A Lender for
Every Scenario.
PARTNERED WITH
Trusted Mortgage Broker Across Melbourne Suburbs
I work with clients all across Melbourne — no matter where you’re from, I can help. Below are some of the main suburbs I regularly service, grouped by region. (If your suburb isn’t listed, don’t worry — I can still help you!)
📍 South-East Suburbs
Mulgrave, Noble Park, Springvale, Clayton, Clayton South, Huntingdale, Oakleigh, Oakleigh South, Chadstone, Wheelers Hill, Keysborough, Dandenong, Doveton, Rowville, Endeavour Hills
📍 Eastern Suburbs
Glen Waverley, Mount Waverley, Wantirna, Wantirna South, Boronia, Knoxfield, Ringwood, Croydon, Bayswater
📍 Bayside Suburbs
Cheltenham, Mentone, Frankston
📍 Growth Corridor (South-East)
Berwick, Narre Warren, Officer, Pakenham, Cranbourne
📍 Western Suburbs
Keilor East, Airport West, Deer Park, Sunshine, Hoppers Crossing, Sunbury, Werribee
Clear Answers. Smarter Loan Decisions.
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DISCLAIMER STATEMENT
DISCLAIMER STATEMENT
This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders terms and conditions, fees and charges and eligibility criteria apply.