Mortgage advice
that genuinely puts you first
Melbourne’s Trusted Mortgage Broker – 5.0★ Rated
WHO I HELP
You don’t have to figure this out alone
I work with clients who want clear advice, genuine support, and someone in their corner — including:
First home buyers who want guidance from start to finishSelf-employed borrowers with complex income
Growing families planning their next move
Homeowners looking to refinance or restructure
Clients needing car or personal loans to support cashflow
If you’re unsure where you fit, that’s okay — we can work it out together.
WHY WORK WITH JANICE
A different kind of broker relationship
What matters to me is not just getting your loan approved — it’s making sure it continues to work for you as life changes.
Clients work with me because:
I genuinely care about long-term outcomes
I don’t disappear after settlement
I take the time to explain things properly
I act in your best interests — always
I value relationships over transactions
My goal is to be the broker you remember years later, not just at settlement.
Let's hear from my clients
EXCELLENT Based on 76 reviews Posted on Kelly John13/03/2026Trustindex verifies that the original source of the review is Google. Janice and Tony have been legends throughout the entire process with myself and my partner. So supportive and always there to answer questions and help with the journey. Highly recommend!Posted on Jack Goldiefro26/02/2026Trustindex verifies that the original source of the review is Google. Janice was incredibly helpful through every step of the lending process. She went above and beyond finding the right lender. She was recommended by a family member. I would highly recommend Janice for anyone thats needing a loan. Thanks Janice 👍Posted on Nuwan Jayawickrama18/02/2026Trustindex verifies that the original source of the review is Google. Janice did a great job on my loan. Happy to recommend to anyone who needs services offered by her.Posted on Ellen Calleja26/12/2025Trustindex verifies that the original source of the review is Google. Janice was an absolute pleasure to work with. She was professional, knowledgeable, and made the whole mortgage process simple and stress-free. Janice kept me informed every step of the way and always took the time to explain things clearly. I highly recommend Janice to anyone looking for a trustworthy and supportive mortgage broker. You won’t be disappointedPosted on Niro Jayadeva18/12/2025Trustindex verifies that the original source of the review is Google. I came to Janice with a need to get a car loan. Our circumstances meant that Janice was working very hard to get a solution. Janice ability to work around the clock and tailor a solution that works well for us is second to none. A week out from Christmas I will have a new car and look forward to touching base on the near future for all our lending and financial needs. Highly recommend Janice from Loan Location for any lending and financial needs Thanks again Janice !!Posted on Joshua Marsh15/12/2025Trustindex verifies that the original source of the review is Google. It was an absolute pleasure working with Janice. Her expediency, communication and professionalism has exceeded my expectations. I would definitely recommend to anyone looking for a mortgage broker.Posted on Suz Amarasis03/12/2025Trustindex verifies that the original source of the review is Google. I connected with Janice a couple of years ago to explore loan options but decided to defer. I continued to receive her newsletters and when I was ready to look at loans again - I reached out and so glad I did! Janice works for her clients- always looking for the best options, accessible to answer queries and super efficient. Best of all she’s very transparent and when dealing with finances- is a number one priority for me. Cannot recommend Janice’s services enough and is the only broker we will go to nowPosted on Ashley Green27/11/2025Trustindex verifies that the original source of the review is Google. After working with them to refinance my first home loan a few years ago, I reached out to Loan Location to be my broker for the purchase of my next home. Janice met with me online that same day to discuss everything relevant to the new home loan application. Throughout this process, Janice has been responsive and approachable, able to answer any question that I might have. She has been transparent in her communication and advice and I have been very happy with her service. I recommend Janice and Loan Location for their professionality and responsiveness and I'm sure I will use their services again one day. Thank you Janice!Posted on Annie Ong24/10/2025Trustindex verifies that the original source of the review is Google. Dealing with Janice was a delight! We explained our game plan and she was able to executed it within the specified timeframe! Janice was very professional, always available to answer any questions (even desperate questions after hours). She was able to break down the financial lingo for us to easily understand. She's helped us secure our first investment property woohoo! She has a funny sense of humour too! Would highly recommend Janice! 👌Posted on Kat Rigg18/10/2025Trustindex verifies that the original source of the review is Google. Janice and Tony have made our somewhat tricky loan application process far easier than we have made their jobs. They have been positive, truthful and extremely diligent in the way they have assisted us from start to finish. No question was left unanswered no matter how minor it may have been. I would, and I do recommend them to everyone.
LET'S TALK - NO PRESSURE
If you’re feeling unsure about your next step, that’s completely okay.
We can have a conversation, go through your options, and see what makes sense for you.
A Lender for
Every Scenario.






























Trusted Mortgage Broker Across Melbourne Suburbs
I work with clients all across Melbourne — no matter where you’re from, I can help. Below are some of the main suburbs I regularly service, grouped by region. (If your suburb isn’t listed, don’t worry — I can still help you!)
📍 South-East Suburbs
Mulgrave, Noble Park, Springvale, Clayton, Clayton South, Huntingdale, Oakleigh, Oakleigh South, Chadstone, Wheelers Hill, Keysborough, Dandenong, Doveton, Rowville, Endeavour Hills
📍 Eastern Suburbs
Glen Waverley, Mount Waverley, Wantirna, Wantirna South, Boronia, Knoxfield, Ringwood, Croydon, Bayswater
📍 Bayside Suburbs
Cheltenham, Mentone, Frankston
📍 Growth Corridor (South-East)
Berwick, Narre Warren, Officer, Pakenham, Cranbourne
📍 Western Suburbs
Keilor East, Airport West, Deer Park, Sunshine, Hoppers Crossing, Sunbury, Werribee
Clear Answers. Smarter Loan Decisions.
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What You Can Borrow
DISCLAIMER STATEMENT
DISCLAIMER STATEMENT
This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders terms and conditions, fees and charges and eligibility criteria apply.
